|Illinois Vehicle Insurance is required to legally drive a car in the state. One must carry at least the minimum coverage required or they can face significant penalties, including fines and suspension of their license. Fortunately, there are many Illinois Vehicle Insurance providers to choose from. One should compare as many companies as possible to find the best coverage for the best price!|
Minimum Illinois Vehicle Insurance
Illinois Vehicle Insurance minimum coverage requires that a person have liability insurance. Liability at a minimum of $20,000 for injury to a single person, $40,000 for total of all persons injured/ combined and a $15,000 property damage minimum. This type of required Illinois Vehicle Insurance coverage covers others.
Proof of Illinois Vehicle Insurance
Proof of Illinois Vehicle Insurance must be available in many instances. For example, an individual must provide proof of coverage when renewing their vehicle registration or buying a new vehicle, One must also show their proof of insurance card to a law enforcement officer upon request. Also, many employers will require proof of insurance for employees who will be driving as part of their duties. Failure to have the required Illinois Vehicle Insurance can have dire consequences.
Driving without Illinois Vehicle Insurance
Failure to carry the minimum Illinois Vehicle Insurance carries a minimum fine of $500.00 plus a reinstatement fee of $100.00 . The person's vehicle registration is suspended until proof of Illinois Vehicle Insurance is provided, and it can't be driven by anyone until then. If a person is caught driving a suspended vehicle there is a minimum $1,000.00 fine.
Finding Illinois Vehicle Insurance
Obtaining Illinois Vehicle Insurance is easy, but finding the best coverage for one's money can be difficult and time consuming. It is wise to utilize the services of an independent insurance broker who can do the searching for you. Online broker services are an even more convenient way to obtain the best Illinois Vehicle Insurance package available!
Illinois Vehicle Insurance costIllinois Vehicle Insurance costs vary. Cost is dependent upon ones risk and coverage desired. It also varies from company to company, so one can find an Illinois Vehicle Insurance package that fits their budget!