Amy Higgins is a freelance writer who has covered every corner of the insurance industry, from health care reform, to home insurance, to life insurance, to car insurance. She knows from personal experience what it takes to clean up a colorful driving record and ugly auto insurance premium. Higgins graduated from Arizona State University in 2004 with a degree in Journalism. Besides insurance, her portfolio includes articles on luxury lifestyle living, holiday entertainment, self improvement, and the catering and swimwear industries. After 18 years in Arizona, Higgins now lives in Colorado, where she would love to snowboard, hike, bike and camp more often.