Liability coverage protects your financial obligation if you're held responsible for injuries or damages arising from a car accident.
Property Damage Liability Coverage
Property damage liability coverage protects you if you are held responsible for damaging someone else's property in a car accident. Property damage coverage helps you reimburse another person for their damaged property (such as a car, a fence, or a home). This type of auto insurance coverage also helps pay your expenses in a related lawsuit. The amount covered by property damage liability is capped at the limit you choose when you buy your auto insurance policy.