South Dakota Auto Insurance Quotes!
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South Dakota Auto Insurance Quotes

Find low auto insurance rates in South Dakota with AutoInsuranceQuotes.com state quote finder. Simply fill in your zip code in the box above and answer some brief questions about your South Dakota auto insurance needs. We will get to work finding the best rates and most comprehensive coverage available for you in South Dakota.

The average South Dakota auto insurance premium in 2005 was $565 - making South Dakota rank #49 in the country for the most expensive auto insurance rates.

South Dakota Auto Insurance Requirements

  • South Dakota drivers must have a minimum of $25,000 in single person bodily injury liability coverage (maximum of $50,000 in coverage per accident). Bodily injury liability insurance covers lost wages, medical expenses and funeral expenses in the event of an injury accident.
  • The state of South Dakota requires residents to have $25,000 in property damage liability coverage for their vehicles. Property damage liability coverage pays for private and public property damaged in an accident.

Recommended South Dakota Auto Insurance Coverage

While many states have a set of minimum insurance requirements, the minimum coverage is not always enough to cover the rising costs of medical expenses and repairs associated with a car accident. In order to always be adequately covered in the event of an accident, AutoInsuranceQuotes.com recommends the following additional auto coverage for South Dakota motorists:

  • Uninsured/Underinsured Motorist Coverage- a type of insurance which pays for the damages caused by uninsured drivers as well as damages from hit and run accidents
  • Comprehensive and Collision Coverage- a type of insurance coverage which pays for damages caused by storms and other natural disasters
Average Expenditure For Auto Insurance In South Dakota
Liability
Collision
Comprehensive
Average Expenditure
Rank
$298
$211
$214
$565
49

Source: © 2007 National Association of Insurance Commissioners.

 

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