Rhode Island Auto Insurance Quotes!
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Rhode Island Auto Insurance Quotes

Find low auto insurance rates in Rhode Island with AutoInsuranceQuotes.com state quote finder. Simply fill in your zip code in the box above and answer some brief questions about your Rhode Island auto insurance needs. We will get to work finding the best rates and most comprehensive coverage available for you in Rhode Island.

The average Rhode Island auto insurance premium in 2005 was $1,059 - making Rhode Island rank #7 in the country for the most expensive auto insurance rates.

Rhode Island Auto Insurance Requirements

  • Rhode Island drivers must have a minimum of $25,000 in single person bodily injury liability coverage (maximum of $50,000 in coverage per accident). Bodily injury liability insurance covers lost wages, medical expenses and funeral expenses in the event of an injury accident.
  • The state of Rhode Island requires residents to have $25,000 in property damage liability coverage for their vehicles. Property damage liability coverage pays for private and public property damaged in an accident.

Recommended Rhode Island Auto Insurance Coverage

While many states have a set of minimum insurance requirements, the minimum coverage is not always enough to cover the rising costs of medical expenses and repairs associated with a car accident. In order to always be adequately covered in the event of an accident, AutoInsuranceQuotes.com recommends the following additional auto coverage for Rhode Island motorists:

  • Uninsured/Underinsured Motorist Coverage- a type of insurance which pays for the damages caused by uninsured drivers as well as damages from hit and run accidents
  • Comprehensive and Collision Coverage- a type of insurance coverage which pays for damages caused by storms and other natural disasters
Average Expenditure For Auto Insurance In Rhode Island
Liability
Collision
Comprehensive
Average Expenditure
Rank
$714
$380
$130
$1,059
7

Source: © 2007 National Association of Insurance Commissioners.

 

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