Long-term residents of the Evergreen State know what it's like to deal with the unexpected. Consider the history of Seattle, for instance. The founders of what is today Washington auto insurance quotes most populous city originally constructed on swampland. Within the first few years, a raging fire burned nearly all of Seattle to the ground. A few years later, town planners had to start over once again when the city literally sank into the swamp. The lesson here is: plan ahead.
Whether you're a banker in Olympia, a Starbucks executive in Seattle, or a ranger stationed near Mount Saint Helens, if you drive an automobile, it behooves you to evaluate Washington auto insurance quotes. The process won't be easy. You must take into account coverage minimums and average policy costs as well as dynamic factors, like how many miles you drive and whether or not you and your spouse want to share a policy. This essay can tame the feelings of overwhelm you have about your Washington auto insurance quotes options by walking you through how these factors interplay.
Minimum Requirements Washington Auto Insurance Quotes
The National Association of Insurance Commissioners found that Washington drivers paid $847 for auto in 2007 -- nearly $50 more than what the average US driver paid, and well over $100 more than what neighboring Oregonian drivers paid ($723). Liability cost $551, collision cost $257, and comprehensive cost $120. The Insurance Research Council found that 16% of Washington drivers lacked insurance in 2007. So even though uninsured and underinsured liability is not required, definitely investigate this coverage. If a WA driver hits you, there's a greater than one out of seven chance she lacks insurance.
As of 2010, the state required drivers to carry bodily injury coverage of $25,000 per person and $50,000 per accident as well as property damage liability of $10,000. Analysts suggest that drivers opt for more than the minimum coverage to protect their assets in the event of a real road disaster.
Scanning for Discounts Washington Auto Insurance Quotes
Your driving habits, risk tolerance, and dynamic personal needs can all influence what your optimal Washington auto insurance policy should consist of. Are you a Microsoft executive who owns a palatial mansion that may not rival Bill Gates' home but which nevertheless would impress most Americans? If so, insure your auto and home with the same carrier for a savings of 30% or more. Are you a newly minted teen driver working at the Space Needle as your summer job? If so, complete a defensive drivers course to save 10%, and get your grades up to qualify for a good student discount.
A Critical Source of Washington Auto Insurance Quotes
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