Utah Auto Insurance Quotes

Utah auto insurance quotes Whether you're an LDS elder in Salt Lake City, a tour guide in Zion National Park, or a homemaker in St. George, if you use the highways and byways of Utah, you need solid Utah auto insurance quotes coverage. Different drivers need different kinds of policies. If you're a long-distance hauler who burns hundreds of miles along I-15 and I 70 every month delivering goods, your policy should reflect your hard driving lifestyle. Conversely, if you're a ski instructor living year-round in Provo, and you only really drive into town to hang out with friends and get groceries, your policy needs will be poles apart.

That said, from the top of Kings Peak to the (relative) low of Beaver Dam Wash, drivers must adhere to the law and get a minimum amount of Utah auto insurance coverage. So let's take a look at those minimums -- as well as some statistics -- to get perspective.

StatisticsUtah Auto Insurance Quotes

As of 2007, per the National Association of Insurance Commissioners, Utah drivers paid $697 for their insurance -- $90 less than what the average US driver paid. Liability cost $419, collision cost $265, and comprehensive cost $115. Only 8% of Utah drivers lacked insurance, as of 2007, according to the Insurance Research Council -- an unsurprising figure, given the state's reputation as a land of law-abiding citizens. Speaking of the law, at minimum (as of 2010), Utah requires bodily injury (BI), property damage (PD), and personal injury protection (PIP). For BI, you need $25,000 per person and $65,000 per accident. For PD, you need $15,000.

Extracting Meaningful Discounts Utah Auto Insurance Quotes

Does the Utah average rate of $697 still sound steep to you? If so, take active steps to source discounts. Take a defensive drivers course to get up to 10% savings. Improve car safety and security by installing antilock brakes, putting in a car alarm, and investing in daytime running lights. If you're a student at Brigham Young with an A or B average, you might qualify for a good student discount. If you own a home in Moab, insure your auto and house through the same carrier for savings of 30%. If you have cash to spare, pay your annual premium upfront instead of in monthly installments for savings of 5%.

Of course, don't get so discount-obsessed that you neglect to protect yourself against catastrophe. Shop around for Utah auto insurance quotes and speak to a live agent to customize your policy for your needs for Utah auto insurance quotes.

Shopping for Utah Auto Insurance Quotes

Through AutoInsuranceQuotes.com, you can collect and evaluate multiple Utah auto insurance quotes from name brand carriers. Fill out our online quote form. It is totally free and should only take you two minutes. Get back multiple quotes to compare, and go from there. Use the info we provide to refine your search, or act now to snag great coverage for Utah auto insurance quotes.