New Hampshire auto insurance quotes, Granite Staters have a reputation for fierce independence. After all, the state motto is Leave Free or Die, and many residents embody this principle through things like libertarian politics and a passion for exploring the wilds of Mount Washington. But whether you are a political operative based in Concord, an out-of-work machinist in Manchester, or a nature tour guide based in Lebanon, to drive legally on roads like I-89, I-95, I-93, and U.S. Route 2, you need quality New Hampshire auto insurance quotes coverage. To that end, let's go over some basics about New Hampshire auto insurance requirements and statistics.
Regulations – Yup, New Hampshire Auto Insurance Quotes Has Them Too
As of February 2010, Granite State drivers had to carry uninsured motorist coverage, but general insurance was not compulsory. Suggested minimums were $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. Also, you must have at least $1,000 coverage for medical payments. New Hampshire auto insurance quotes drivers paid around average for auto insurance in 2007, according to the National Association of Insurance Commissioners. They paid $750 versus the U.S. average of $795. Looking deeper, we see that New Hampshire drivers paid $103 for comprehensive, $288 for collision, and $410 for liability. 11% of Granite State drivers were uninsured, according to 2007 figures by the Insurance Research Council.
The Road to Discounts on New Hampshire Auto Insurance Quotes
Your insurance coverage needs are dynamic. They will evolve. For instance, over the course of a three-year period, you could get married (and thus qualify for a multicar discount of 25 to 50%), buy a home (your home/auto discount can be worth 30% or more), avoid making claims against your insurance (a claims-free discount can be worth 10% or more), and pay off more of your lease (which can also net you discounts approaching 5%). Even in the shorter term, you can take actions to get your New Hampshire auto insurance quotes down by doing things like taking a defensive drivers course, garaging your car in a statistically safe area, collecting a good student discount, and paying your bill via electronic funds transfers as opposed to paper billing.
Gathering New Hampshire Auto Insurance Quotes -- a Smarter Way
Use the free online form here at AutoInsuranceQuotes.com to peruse and compare multiple New Hampshire auto insurance quotes from trusted insurers. The form literally takes you 2 minutes to fill out – that's all. It's also completely free. By taking just a small amount of time to do research, you open yourself up to diverse opportunities to save big and to make sure that your policy is well tailored to your needs and risks New Hampshire auto insurance quotes.