Not 10,000 Minnesota Auto Insurance Quotes – but Enough to Satisfy

Minnesota auto insurance quotes, If you are a resident of the Land of 10,000 Lakes – whether you are a red meat Vikings fan obsessed with fishing and oddball Norwegian foods or a Duluth homeowner keen on National Public Radio – you need quality information about your Minnesota auto insurance options to avoid hazards on roads like I-94, I-90, and I-35. Unfortunately, even if you work as a biochemist at the Mayo Clinic in Rochester or serve as an air traffic controller at Minneapolis St. Paul Airport, you may not have enough knowledge about statistics, laws, and auto insurance tips to make smart decisions.

Indeed, it doesn't matter how many episodes of Prairie Home Companion you listen to – you need solid data upon which to base your insurance buying decisions. This article can help you dispatch your search for Minnesota auto insurance quotes fast, so you can move on to more fun things, like gorging yourself on cups of cookies and fried candy bars at the Minnesota auto insurance quotes State Fair.

Statistics to Help You Source and Sort Minnesota Auto Insurance Quotes

The National Association of Insurance Commissioners in 2007 found that Minnesota drivers paid $721 on average -- $74 less than what the average US driver paid. Looking at these numbers more closely, we see that Minnesotans paid $427 for liability, $212 for collision, and $165 for comprehensive. The Insurance Research Council in 2007 found that Minnesota's uninsured driver rate was around 12% -- near the middle of the pack (below neighboring Wisconsin's 15% rate of uninsured but significantly less than Maine's 4% rate). As of 2010, Minnesota auto insurance quotes drivers must have bodily injury, property damage, uninsured motorist, underinsured motorist, and personal injury protection. Your minimums include: $30,000 bodily injury per person, $60,000 bodily injury per accident, and $10,000 property damage coverage.

Of course, these are the absolute minimum requirements. Insurance analysts recommend that most drivers carry more than this amount – $100,000 for bodily injury per person/$300,000 bodily injury per accident. After all, if you are involved in an injury crash on a snowy, icy road, you may need insurance to cover medical bills, time off work, and other damages.

Minnesota Auto Insurance Quotes Discount Opportunities

Whether you drive a moped near the Mississippi river or pilot an SUV near the shores of Lake Superior, you can qualify for lower Minnesota auto insurance quotes by taking a number of tactical steps. For instance, insure your home and car with the same company to qualify for savings of 30% or more. Occupational discounts may also be available. For instance, if you are a heart surgeon who works in conjunction with the Mayo Clinic, maybe you can qualify for savings of 3 to 25%.

Believe it or not, the address in which you garage your vehicle can also make a difference – if you garage in a safer area, you can qualify for discounts of 10% or more. Discounts are also available for good students, senior citizens, and drivers who stay out of accidents and who haven't made claims within the last three to five years.

Shopping for Better Minnesota Auto Insurance Quotes

Here at AutoInsuranceQuotes.com, you are invited to fill our 2-minute form to get back quotes from top insurers to compare and analyze against one another. Our form is fast and free to use, and the information you get from it can be used to refine your search and make sure you get a policy that's tailored to your needs and budget for Minnesota auto insurance quotes.