Michigan auto insurance quotes, Whether you work for one of the Big Three automakers in Detroit, or you live far away from the auto action in the Upper Peninsula, you seek better Michigan auto insurance quotes. After all, whether you're navigating copious lake-effect snows, protecting your vehicle against damage and theft from thugs in downtown Detroit, or simply shopping for a policy for the new car you bought to commute to and from your job as an assistant professor at Michigan State, a clear and sober analysis of your Michigan auto insurance quotes options and risk tolerance is key.
Michigan Auto Insurance Quotes Rules for the Auto State
As of February 2010, Michigan drivers were responsible to have personal injury protection as well as bodily injury and property damage liability coverage. For bodily injury, you needed $40,000 per accident and $20,000 per person. For property damage, you needed $10,000. The Insurance Research Council found in 2007 that seventeen percent of Michigan auto insurance quotes drivers were uninsured. So you may want to tack on uninsured motorist and/or underinsured motorist coverage to protect your vehicle.
Note that, in 2007, the National Association of Insurance Commissioners found that Michiganders paid $928 on average for insurance. This is probably unwelcome news, especially since the average US driver pays just $795 for auto. Breaking these numbers out, we see that Michiganders paid $507 for liability, $395 for collision, and $154 for comprehensive.
How to Qualify for Lower Michigan Auto Insurance Quotes
Cut down on the time you spend cruising I-75, I-375, I-69, and the surface streets around your house, and you might qualify for a low mileage discount. True, it is nearly heretical to talk about driving less in the Auto State. But this is your pocketbook we're talking about here. Also, get the right kind of coverage for your vehicle. If you drive an old Ford that your uncle bequeathed you for your 16th birthday, and you don't care whether it gets beat up or suffers road damage, consider opting out of collision or comprehensive to lower your rates. Take a deductible that meets your needs, shop around for quotes, and improve your risk profile to insurers by avoiding traffic citations, accidents, and credit related problems.
Michigan Auto Insurance Quotes From Battle Creek to Kalamazoo
Whether you own a car simply to drive back and forth to your job at the Dow Chemical Company in Midland, you're a third generation auto engineer living and working in Detroit, or you're a sophomore college student living in Ann Arbor, you can rely on AutoInsuranceQuotes.com to provide you with multiple Michigan auto insurance quotes.
The way our service works is simple. Take two minutes to fill out our online form. Then submit it. You will get back multiple quotes collected from a pool of the nation's top insurers. Contrast these quotes to make a more informed and proactive decision about the kind of coverage you should get, or use this query as a launching point for further research for Michigan auto insurance quotes.