From Kennebunkport to Portland - Your Guide to Maine Auto Insurance Quotes

Maine auto insurance quotes, Whether you're an antique dealer in Scarborough, a freshman at Bates, or a fisherman from Cape Elizabeth, you crave reliable and easy to understand Maine auto insurance quotes. Your rates will depend on numerous factors, including your driving record, your credit score, the type of the vehicle you drive, and how safe that vehicle is. The kind of driving you do also matters. For instance, do you tool at high speeds on I-95, or do you keep mainly to the suburbs of Bangor? In any event, the better information you have about laws and statistics relevant to Maine auto insurance quotes, the better policy you should be able to get.

Strict Maine Auto Insurance Quotes Minimal Requirements

Maine has some of the strictest minimum liability limits in US, at least as of 2010 (February). Maine auto insurance quotes must carry bodily injury coverage and property damage coverage as well as uninsured and underinsured motorist coverage. Pursuant to the law, you must carry $100,000 bodily injury per person, $50,000 minimum bodily injury per accident, and $25,000 for property damage. (For comparison, consider that neighboring Massachusetts has minimums of just $40,000/$20,000 for bodily injury and $5,000 for property damage.)

Maine's strict laws have definitely helped, to an extent. For instance, only four percent of Maine drivers were uninsured in 2007, according to the Insurance Research Council. And the National Association of Insurance Commissioners found that the average Mainer driver spent only $611 on auto -- nearly $200 less than what the average US driver paid ($795). Breaking down these numbers further, we find that Mainers spend $101 on comprehensive, $261 on collision, and $346 on liability.

Maine Auto Insurance Quotes Get Down on the Downeaster

Despite the across-the-board low state numbers, your rates may be higher. To ensure that you get the lowest rates possible, look out for possible discount opportunities. For instance, consider taking Amtrak Downeaster to reduce your driving miles and qualify for a low mileage discount. If you drive a clunker along I-295, US-11, or Route-2, maybe you should opt out of comprehensive or collision to get lower rates. And if you're a student at the University of Maine -- and you're doing well -- you might qualify for a good student discount with Maine auto insurance quotes.

Don't Be Like a Lobster Maine Auto Insurance Quotes

The epic battle between Maine fishermen and Maine lobsters has raged for centuries now. If there is one lesson to be drawn from this turf war, it's that he who has more and better information typically wins. If a lobster knows to elude your net, he can live to fight another day. If you can sniff out his hiding place on the shoals, you can feed your family. To that end, gain an informational advantage today by using the resources here at AutoInsuranceQuotes.com. Fill out our free online quote form, which should only take you two minutes, and get back multiple Maine auto insurance quotes selected from a pool of hundred top US insurers at Maine auto insurance quotes.