Indiana auto insurance quotes, Even if you personally do not race in the Indianapolis 500 (or drive like you do), chances are that you still need a thorough and reliable Indiana auto insurance quotes to protect you against the risks of the road. Whether you're a diehard Colts fan who drives only to and from work and to and from the stadium, or you operate an interstate delivery service and spend literally thousands of miles a month crisscrossing roads like I-65, I-90, I-70, and I-275, to choose the coverage that best meets your needs, you first must understand a little bit about Indiana law. So let's learn the minimum requirements as well as some statistics about what Hoosiers pay for their insurance.
From Gary to Terre Haute - Indiana Auto Insurance Quotes
As of February 2010, Indiana state law required that drivers carry both bodily injury and property damage insurance worth $50,000/$20,000 (bodily injury) and $10,000 (property damage). Remember, these are the minimums. You might want extra coverage, particularly if go off roading in Washington or Crawford Counties or if you drive often in dangerous or congested areas in Gary or downtown Indianapolis.
Consider that fourteen percent of IN drivers were uninsured, as of 2007, according to the Insurance Research Council. That was nearly one out of every six drivers on the road! To protect yourself against the risks of underinsured or uninsured motorists, get extra coverage. Also consider that, in 2007, according to the National Association of Insurance Commissioners, Indiana auto insurance quotes paid just $618 on average for auto - nearly $200 less than the average US driver paid ($795). Indianans paid $110 for comprehensive, $246 for collision, and just $352 for liability.
Muscling Down Your Indiana Auto Insurance Quotes Rates
Ask any Indianapolis 500 speedster how to get optimal performance, and he or she will tell you that training and preparation are paramount. In other words, it's what you do before you get behind the wheel that determines your ultimate success (or failure). To that end, consider these preparatory tactics to get your Indiana auto insurance quotes down.
First, be a safe and courteous driver. The fewer tickets and accidents you have on your record, the lower your rates should be. Take a safe driving course, look into getting a good student or senior citizen discount, and opt for a higher deductible. Can you take buses or a railroad (e.g. the South Shoreline) more often? If so, you could qualify for a low mileage discount. Did you just buy a new home near the relics of the Battle of Tippecanoe? If so, if you buy auto and home insurance from the same carrier, you could qualify for a discount of fifteen percent or more.
Racing Ahead of the Pack with More and Better Indiana Auto Insurance Quotes
AutoInsuranceQuotes.com can speed up your research for quotes and make it much more efficient. Instead of filling out different forms on different sites, just fill out our one form (it should take you only about two minutes) and get back several different Indiana auto insurance quotes from reliable insurers to contrast and compare against one another for Indiana auto insurance quotes.