Colorado auto insurance quotes, From the highs of the peak of Mount Elbert to the (relative) lows of the Denver plain, Coloradans must carry auto insurance to protect themselves and their pocketbooks. If you are a resident of the Centennial State – whether you study geology at the Colorado School of Mines or teach skiing to millionaires at Aspen – you need reliable Colorado auto insurance quotes to plan your budget. In 2003, Colorado shifted from being a no-fault state to a tort state. Thus, if you cause an accident in CO, you must foot the bill. Confused by this shift? If so, don't feel bad. Many drivers feel snowed under by the sheer amount of information they need to know, and they seek a clear and simple guide to answer their Colorado auto insurance questions.
The Black and White Insurance Laws of Colorado Auto Insurance Quotes
As of February 2010, Coloradans must carry both bodily injury and property damage insurance. The minimums aren't that much – just $50,000 bodily injury per accident, $25,000 bodily injury per person, and $15,000 for property damage. Given that Colorado auto insurance quotes ties for 10th highest in the nation for the number of underinsured drivers (15%), according to the 2007 statistics gathered by the Insurance Research Council, you might want to invest in extra bodily injury and property damage coverage as well as uninsured and/or underinsured motorist coverage.
Making Sure Your Colorado Auto Insurance Quotes are not Mile High
Whether you haul goods along I-70 and US Route 36, or you stick close to home in Denver and do most of your commuting out of Denver International Airport, you seek battle-proven tactics to qualify for lower Colorado auto insurance quotes. Consider installing features on your current vehicle to improve safety, reliability, and security. This will appeal to Colorado auto insurance companies. In addition, pick a good deductible for your needs. In general, the higher your deductible, the lower your premium will be. If you are a good student at the University of Boulder or elsewhere, investigate a good student discount. Sign up for a safe driver course, maintain a good DMV record (the fewer speeding tickets on Interstate 225, the better!), and be mindful of driving safely during the snowy, sleety winter season.
Calling all Shoppers for Colorado Auto Insurance Quotes
One of the most useful tactics in your insurance shopping arsenal – much like the Denver Broncos' blitz – is your informational advantage. Let AutoInsuranceQuotes.com help on that front. Fill out our easy and free online form -- this should only take you about two minutes -- and quickly access multiple quotes to contrast. Whether you itch to cruise along I-70, or you simply need insurance to drive legally in the suburbs of Grand Junction, turn to Colorado auto insurance quotes today.