#1
I am male.
I am female.
Young men generally pay more for their auto insurance than woman.
Woman save more on auto insurance than men.
#2
I am unmarried
I am married
Unfortunately- married persons typically pay less for their auto insurance than single folks.
Good News for you! Married persons typically pay less for their auto insurance.
#3
I'm under the age of 25
I'm 25 years of age or older
Drivers under 25 typically pay more for their auto insurance than those over 25.
Good News! Drivers over 25 years old typically pay less for their auto insurance than those under 25.
#4
I occasionally drive after consuming alcohol
I never drink alcohol and operate a motor vehicle
Be careful- many insurance companies will drop a driver who has been cited for a DUI.
The best way to avoid a DUI is to never drink and drive- but you already know that!
#5
I never exceed the speed limit
I occasionally disobey local speed restrictions
The fewer the tickets, the lower the rates- good for you!
Slow Down! Speeding tickets will increase your auto insurance rates
#6
I get great grades in school
My grades leave some room for improvement
Good for you! Many auto insurance companies will reward you for great grades.
Studying harder may pay off: Many auto insurance companies will reward you for great grades.
#7
I've been involved in a few accidents
I am accident free
While accidents will be dropped from your record in about 2 years- you may pay VERY high rates in the meantime.
Staying safe on the road and avoiding accidents is a great way to ensure low rates on your auto insurance.
#8
I'm a relatively new driver
I've been driving for over 7 years
Be patient and keep your record clean- experienced drivers with clean records are usually rewarded on their auto insurance rates.
Your experience pays off- experienced drivers with clean records are usually rewarded on their auto insurance rates.
#9
I drive about 50 miles every day
I drive about 15 miles everyday
Take advantage of mass transit if you can- the more miles you drive on a daily basis- the higher your rates.
Driving less than 15 miles/day greatly reduces your auto insurance rates.
#10
I have successfully passed a defensive driving course
I have never taken a defensive driving course
Good for you! You can get a break on your insurance premium for completing a defensive driving course.
You can get a break on your insurance premium for completing a defensive driving course.
#11
My car has the minimum safety features
My contains all available safety features like side airbags and ABS brakes
Safety features and alarms can reduce your auto insurance rates.
Being safe will pay off-Safety features and alarms can reduce your auto insurance rates.
#12
I insure my home and auto with different companies
I get all insurance coverages from one company
Combine policies and save up to 15%!
You are probably already saving about 15% by combining your policies- good for you!
#13
I live in a highly populated metropolitan area
I live in a small suburb or a rural area
Drivers who live in large cities pay more for auto insurance.
If you live in a small suburban or rural area you will pay less for auto insurance.
#14
I drive an expensive, popular model vehicle
I drive a moderately priced, not so popular model car
Popular cars are more likely to be stolen and are subsequently more expensive to insure.
You are a less likely target for car thieves which means you might just save some money on your insurance.
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