November 07 2011

Lights and brights: Which headlight settings to use

If you’ve ever been blinded by an oncoming car’s headlights on or nearly hit a car because its lights were off altogether, you know how important it is to use your headlights correctly. Here’s a guide to seeing and being seen while driving at night.

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October 14 2011

“Too fast for conditions:” Slow down or risk a ticket

Did you know there are times when you could get a ticket for speeding even if you’re not driving over the posted limit? If you get in an accident when the weather is bad or road conditions are poor, a police officer might cite you for driving “too fast for conditions.”

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October 06 2011

Does car insurance cover flood damage?

You already might have auto insurance that covers you if you’re blindsided by a tractor-trailer. But what if you’re blindsided by Mother Nature? Floods can cause costly damage to cars, and you’ll end up footing the bill if you don’t have the right protection.

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August 11 2011

How to handle driving emergencies

Justin Stoltzfus

For many, driving is a routine. We take for granted that we’ll get to work and school and home again. But on the road, things can change in a split second. A tire blows out. Your brakes fail. Another car swerves in front of you. Here’s how to deal with some of the most common emergencies the road can throw at you.

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August 04 2011

Be prepared for whatever the road throws at you with a roadside emergency kit

Crawford Frazer

Imagine your car has broken down. Night has fallen, you’re in the middle of nowhere and the only lights for miles are the headlights of your car. Are you prepared? There’s no telling when something may go wrong on the road, so it pays to have a roadside emergency kit in your car.

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July 21 2011

What if lightning strikes my car?

Crawford Frazer

You may obey speed limits, mind all road rules and use prudence every time you’re behind the wheel — but no matter how carefully you drive, you can’t control where lightning strikes. If lightning happens to strike your car, what should you do? Will your auto insurance cover the damage?

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July 19 2011

What to do if your car starts hydroplaning

Hydroplaning happens when water builds up under the tire and forces it away from the road, according to the American Safety Council. This doesn’t usually happen, because tires are made to direct water through and away from the underside of the tire; deep grooves (tread) accomplish this in a fraction of a second without you noticing. But when the tread is insufficient, or when water builds up faster than the tire can push it out of the way, hydroplaning can occur.

Hydroplaning is dangerous because it means losing control of your car and being unable to stop safely. Here’s how to prevent it from happening — and what to do if it does.

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June 09 2011

Driving safety tips for severe summer weather

Storms are hitting Americans hard this season. Tornadoes, hailstorms and other severe weather can pop up with little warning, and the safest place you can be is inside a sturdy building. But what if you’re on the road, where the only shelter is your car?

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December 21 2010

The right insurance can shelter your car from winter-related mishaps

If you live in a snowy area, you’re probably covered from head to toe in warm clothes during the winter. But is your car covered?

Many drivers have state-required minimum liability auto insurance, which covers the damage they inflict on other cars and the injuries they cause during a crash. But what if your car gets damaged by a pothole that forms during a cold snap? What if melting snow creates a flood that causes water damage?

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