Continuously Insured

The length of time that a driver has been continuously insured is the number of years that the driver has been covered by one or more insurance company without a lapse in their coverage.

Insured

The insured is an individual covered by a given auto insurance policy.

Underinsured Motorist Bodily Injury Coverage

Uninsured Motorist Bodily Injury Coverage pays for your medical expenses, lost wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto insurance coverage.

Underinsured Motorist Property Damage Coverage

Underinsured motorist property damage coverage protects you if your car is damaged in an accident caused by a driver who has insufficient auto insurance coverage. Other specific protection afforded by this type of auto insurance coverage varies from state to state.

Uninsured Motorist Bodily Injury Coverage

Uninsured motorist bodily injury coverage pays for your medical expenses, lost wages, and other general damages when you or your passengers are injured in an accident caused by a driver who has no car insurance. Uninsured motorist coverage also pays for injuries sustained in hit-and-run accidents.

Uninsured Motorist Property Damage Coverage

Uninsured motorist property damage coverage protects you if your vehicle is damaged in an accident caused by a driver who has no car insurance. Other protection afforded by this type of auto insurance coverage varies from state to state.

Uninsured or Underinsured Motorist Bodily Injury Coverage

Uninsured and underinsured motorist bodily injury pays for your medical expenses, lost wages, and other damages when you or your passengers are injured in an accident caused by a driver who doesn't have enough car insurance, or who completely lacks auto insurance coverage. This type of auto insurance coverage also pays for injuries sustained in hit-and-run accidents